Yes, it’s absolutely possible to get a mortgage if you’re over 60 in Beverley.
Many lenders now offer options designed to meet the unique needs of older applicants, including flexible term lengths and income assessments that take retirement income into account.
Whether you’re looking to remortgage, purchase a new home, or release equity, several options are available to help you achieve your property goals well into retirement.
For those over 60, mortgage choices can include traditional repayment mortgages, interest-only options, and specialist products like retirement interest-only (RIO) mortgages.
Equity release products, such as lifetime mortgages, may also be suitable for homeowners who wish to access funds tied up in their property.
Each of these options is tailored to provide financial flexibility and security, allowing you to choose the solution that best matches your future plans.
Seeking mortgage advice is essential for anyone over 60 looking to make the most of their property assets.
Our mortgage advisors in Beverley can help you navigate the specific requirements, explain the products suited to your age group, and identify lenders who are open to working with older borrowers.
From exploring suitable interest rates to ensuring repayment terms align with your retirement plans, expert guidance makes the process straightforward and secure.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £995.
You should always think carefully before securing a loan against your property.
A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.
Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.
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195 5 Star Reviews
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Book a free initial appointment to discuss your financial goals with a mortgage advisor. We’ll review your situation and outline the most suitable options for borrowers over 60.
We’ll present mortgage options tailored to your needs, from retirement interest-only mortgages (RIO) to equity release, so you can make a confident decision.
Once you choose an option, we’ll handle the application, ensuring everything is accurate and keeping you informed throughout the process.
After approval, we’ll coordinate final steps with solicitors and the lender, ensuring a smooth and timely completion.
We offer a free initial mortgage appointment, giving you personalised guidance without any obligation.
Our advisors are here to understand your needs and help you explore the most suitable mortgage options for over 60s in Beverley.
Our service is built around making the mortgage process as smooth and stress-free as possible.
With clear communication and expert advice, we’re committed to helping you find a mortgage that suits your unique circumstances.
We search through a wide range of lenders to find options tailored to your financial goals.
Whether you’re interested in interest-only or equity release, we’ll ensure you’re aware of every suitable choice.
We support you every step of the way, from your first appointment to the day your mortgage completes.
Our team manages the entire process for a seamless experience, keeping you informed at each stage.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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