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Yes, you can usually get a mortgage using a gifted deposit in Beverley, especially if the money comes from a close family member.
Most lenders are happy to accept this kind of deposit, as long as it’s a genuine gift and not a loan.
For example, a parent might gift £15,000 to help their child buy a £200,000 home, covering the 5% deposit needed.
The person giving the money must confirm in writing that it doesn’t need to be repaid and that they won’t have any claim on the property.
A mortgage broker in Beverley, like ourselves, will help make sure everything is set up properly and that the gifted deposit is accepted by the lender.
Lenders will usually accept a gifted deposit from someone with a close family or personal connection to the buyer, this commonly includes:
Each lender has slightly different rules, so it’s important to check what they accept.
A mortgage advisors in Beverley can help confirm whether your gifted deposit is eligible and guide you through the documentation.
A gifted deposit shouldn’t cause problems with your mortgage application, though lenders will carry out a few extra checks.
They’ll want to confirm the money is a gift, not a loan, and that the person providing it won’t have any claim on the property.
With the right mortgage advice in Beverley, this part of the process can be dealt with early on, keeping things running smoothly and helping to avoid delays.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Tom
I needed a DIP asap over the Christmas holidays (which I thought impossible) but Jason was my guy. He was super helpful, very responsive, and answered all my questions. Over the proceeding weeks, he guided me through the full mortgage process and...
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Richard
We were helped through a tricky house purchase which made a difficult process possible. Thank you.
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Jack
Couldn’t fault the process, everything was clear and no issues, used previously so will continue to and recommend in the future
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Mrs Cheryl
Uk Moneyman was amazing in getting us through this process, specifically Dinah she gave us the best advice during a process we’ve never been through before, she went through every stage in great detail and was so quick in her responses I felt safe...
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James
Very good communication, answered questions and avoided jargon. Helped us understand the process and what is involved to complete.
5 months ago
James
Very helpful the whole way through the process
5 months ago
Samantha
Jason and Mike were incredibly helpful and supportive. I have used Beverleymoneyman three times now, and each time they provide a professional and efficient service. This time my move is precipitated by divorce, which they handled in a senstive and...
6 months ago
Dr
Have used Beverleymoneyman several in the past and am never disappointed with their excellent service.
9 months ago
Annie
Excellent service
11 months ago
Hannah
I can't thank everyone enough for their help. They went above and beyond to make sure everything went smoothly - it would have been far more stressful had I not had their support. I'd recommend the company to anyone.
1 year ago
Anonymous
Yery good and professional.
1 year ago
Samuel
Helpful, responsive and friendly.
1 year ago
Sophie
Highly recommend! Chris talked me through everything and made sure I understood it all, great communication and a pleasure to deal with!
1 year ago
Kerry
Absolutely fantastic from start to finish, would highly recommend 😀 5*
2 years ago
Anonymous
My advisor Leo provided the personal tour ch through the whole process and his communication was very good, even texting me at weekends with any updates on my mortgage progress.
2 years ago
Anete
During mortgage application process my mortgage advisor and case handler was communicating with me very often which for me as a first time buyer was very important. Always open for questions and super flexible with first initial mortgage...
2 years ago
Anonymous
From start to finish perfect, friendly, professional and everything made clear and easy, Matt and Lizzi have been absolutely superb and ALMOST got use to my 'colourful language' Many thanks for all your help. Cheers 🍻
2 years ago
David
We use Beverleymoneyman - Mortgage Brokers for all our mortgage and insurance needs. They never fail to deliver and apply professionalism combined with insightful advice to obtain the best possible deal. Thanks to Leo and Jo for their help and...
2 years ago
Neil
This is the second time we have used Beverleymoneyman and we are not disappointed. Daniel talked us through the options we had and was really good at answering our questions. Jo ensured our application progressed and kept us informed at each...
2 years ago
Barbara
These people saved my life during the most stressful house purchase ever. All sorts of things happened and when most of the professionals involved were impossible to get hold of, everyone at UK Moneyman was just amazing, kind, thoughtful and...
3 years ago
Your mortgage journey begins with a free appointment where we’ll learn more about your situation.
Whether you’re buying in Beverley or the surrounding villages, we’ll take a close look at your deposit, income, and plans, then outline what’s possible based on current lending criteria.
With a strong understanding of your circumstances, we’ll compare thousands of mortgage products across a wide range of lenders.
Our aim is to find a deal that fits your needs, not just in terms of rate, but also the features that matter to you long-term.
Once you’re ready to move forward, we’ll prepare and submit your mortgage application.
Our team will liaise with the lender, handle the supporting documents, and keep you updated at every stage, helping avoid unnecessary delays.
Once you’re ready to move forward, we’ll prepare and submit your mortgage application.
Our team will liaise with the lender, handle the supporting documents, and keep you updated at every stage, helping avoid unnecessary delays.
Your mortgage journey starts with a free appointment, where we’ll take time to understand your plans.
Whether you’re just starting out or ready to move forward, our team in Beverley is here to help you take the next step with confidence.
With years of experience helping customers across Beverley and East Yorkshire, we know how to find the right mortgage for a wide range of needs.
We’ll take your full situation into account and search for a product that fits what you’re trying to achieve.
Everything we do is tailored around you.
From your first enquiry through to mortgage completion, we’ll be here to answer questions, deal with the paperwork, and take the pressure off, so you can focus on the property itself.
We’re available every day of the week, including weekends and evenings, so you can get the support you need at a time that suits you.
Whether you prefer phone, video or in-person appointments, we work around your schedule.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Beverleymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Beverleymoneyman 2009–2026
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Beverleymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Beverleymoneyman 2009–2026
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