Remortgage Advice Beverley | Beverleymoneyman

Remortgage Advice in Beverley

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Let us Find you the Perfect Remortgage!

Your Remortgage Advisor in Beverley is here to support you throughout the whole remortgage process, talk you through what happens and when and always be at the other end of the phone when you need us. Often, when remortgaging, things don’t always go to plan that’s why having a mortgage expert on your side will prove invaluable.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

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Popular Remortgage Scenarios

  • Saving money with a Remortgage for a better product.
  • Capital raising for large purchases i.e. a home improvement or wedding etc.
  • Wanting to fix your monthly mortgage payment to protect against interest rate increases.
  • To remove a name from a mortgage. This is popular in marital separations.  
  • Debt consolidation. To explore the cost of combining unsecured debts on credit cards, loans, etc on to your mortgage. Important, it’s our duty to advise you of the risks involved with securing unsecured lending against your home.
  • Been declined? Whether you have a poor credit score, the bank won’t lend enough, you have a mixture of income, not fitting your banks lending criteria etc
  • Complicated remortgage situation and seeking help from an expert Mortgage Advisor in Beverley?

 

You should think carefully before securing other debts against your home. By adding your unsecured debts to your mortgage, which is secured on your home, you are potentially putting your home at risk if you cannot make the required repayments.

 

Although the total monthly cost of servicing your debt may have reduced, the total cost of repayment may still have risen as the term of your mortgage is longer than it may have taken to repay the debts originally.

Reasons to choose us as your Mortgage Broker in Beverley?

  • We’ll be here for you for help and support 7 days a week! Remortgaging isn’t always easy, we’ll help you over any hurdles you face throughout the whole process.
  • It’s our job to take the stress away, we’ll aim to make you feel relaxed and be open and honest.  
  • Your service is really important to us, please read our genuine Customer Reviews.
  • Unlike a bank, we’re able to search 1000’s of remortgage deals in order to recommend the best one for you!
  • We’ll help you with any existing mortgages and properties in the background, and the options available with these if required.

Reviews Stars5.00 Rating36 Reviews

Common mortgage
questions

If you are on your lenders SVR (Standard Variable Rate of Interest), you may find yourself in a better position to save money. As a Responsive Mortgage Broker in Beverley, we can compare the new products available against your current mortgage deal to determine what these savings may be. If you have equity in your property, a remortgage would also give you the option of releasing some of this money if you need it. Usually, people use this route for things like home improvements or remortgage for home office.

You may be able to remortgage and increase your mortgage size to pay off any unsecured debts you may have accrued over time. We recommend rushing into this, though, as there are some downsides to this route. We highly suggest that customers always seek Mortgage Advice in Beverley before consolidating any debts they may have.

Your initial free remortgage consultation with our Responsive Mortgage Advisor in Beverley will last about 30 mins. We will then be able to compare a potential new deal against your current product, recommending the most appropriate one for your needs, with no obligation to proceed if you decide not to do so.

The fees involved in Remortgaging will be similar to those involved at the start of your existing mortgage. Your responsive Mortgage Advisor in Beverley will be able to run through all of the fees with you before making any decisions, able to consider these fees when comparing the savings of the new deal against the current mortgage you are on.

As your Mortgage Broker in Beverley, we carry out a Fact Find to establish your personal needs before recommending the most suitable mortgage for you. A credit check is then required for an agreement in principle. Once you have provided all the relevant documentation and a property valuation has been undertaken, a formal mortgage offer can be issued.

Depending on your circumstances, if you’re looking to achieve something like debt consolidation or home improvements, then you may be able to take out a second mortgage on your property. If you’re looking to use it for yourself, a family member, a holiday home or a Buy to Let, a second mortgage on that property may also be an option.

If you have struggled with credit problems in the past, you may still be eligible for a mortgage, though a lender may require you to put down a higher deposit than expected.

For an employee to prove their income, it’s usually three payslips and the last two years’ accounts if you are self-employed. You will also need to provide proof of ID, address and the previous three months’ bank statements.

We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action for Remortgaging.

Step 2

We will search and compare 1000s of products to find you the best deal!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

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UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk

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