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Beverleymoneyman Single M Home Page

Mortgage Broker
in Beverley

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

01482 231 990Speak to an Advisor - It's Free!

Mortgage Broker
in Beverley

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Enquire Online 01482 231 990 Malcolm Davidson Managing Director of Grimsbymoneyman - Mortgage Broker in Grimsby
Malcolm and Amy - Grimsbymoneyman Directors

We love helping customers that really need mortgage advice in Beverley - Something our Managing Director, Malcolm Davidson has been doing since 1997.

To speak with a mortgage advisor in Beverley, book your FREE mortgage appointment online.

We love helping customers that really need mortgage advice in Beverley - Something our Managing Director, Malcolm Davidson has been doing since 1997.

Malcolm and Amy - Grimsbymoneyman Directors

About Us

Our Customers Love Us

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Mortgage Broker in Beverley
Mortgage Advice in Beverley

We are delighted to serve as your trusted mortgage broker in Beverley, a name synonymous with reliability and respect in the city and its surrounding areas. Since our establishment in 2009, our commitment has been unwavering, dedicated to meeting the unique needs of our customers with the utmost care.

Utilising our extensive knowledge and experience in the property market, we go above and beyond to ensure our customers receive optimal solutions. Our profound understanding of the mortgage market allows us to sift through thousands of mortgage deals, identifying the one that perfectly aligns with your specific requirements.

Feel free to secure your free mortgage appointment today and engage in a conversation with a skilled mortgage advisor in Beverley. Let’s embark on this journey together, exploring the possibilities that await.

Benefit From Open and Honest Mortgage Advice in Beverley

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We take immense pride in being transparent and open mortgage advisors in Beverley. Our dedication is evident in the consistent positive reviews we receive. The Beverleymoneyman team, comprised of trusted mortgage advisors, is here to guide you through your mortgage journey with simplicity and confidence.

Whether you’re stepping into the property market as a first time buyer in Beverley or an existing homeowner exploring options like moving home, remortgaging in Beverley, or considering later-life lending solutions, we are here to help you achieve your mortgage objectives.

At Beverleymoneyman, we adopt a hands-on approach to mortgage advice in Beverley, accompanying you every step of the way, from the initial consultation to the successful completion of your mortgage application. Our goal is to simplify the mortgage process, making it as stress-free as possible for all those who seek our assistance.

Find Out How a Mortgage Broker in Beverley Can Help You

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At Beverleymoneyman, our dedicated team of mortgage advisors in Beverley meticulously sifts through a myriad of mortgage deals to identify the one that perfectly aligns with your specific goals. Our objective is not only to save your time but also to safeguard your peace of mind by simplifying the often intricate and demanding mortgage landscape.

With our highly proficient mortgage administrators and seasoned mortgage advisors in Beverley, rest assured that you are in capable hands. It’s a rarity for us to encounter a situation we haven’t faced in some form before, meaning we are well-prepared to navigate various scenarios and provide you with sound guidance.

Finding Solutions for Both First Time Buyers in Beverley and Existing Homeowner Remortgages

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If you’re diving into Beverley’s property market, whether it’s your first time or you’re giving it another go, Beverleymoneyman is here to be your friendly guide, offering a service that’s just right for you.

We get that the road to homeownership can be a bit bumpy. There is no need to worry though – we’re committed to giving you solid support throughout the whole process. Whatever hurdles pop up, we’ll take them on together.

When it comes to remortgaging, many of our clients think about raising some extra cash for home improvements or sorting out debts. It’s a bit of a specialist area, but we’ll provide you with straightforward advice that keeps your best interests front and centre.

Expertly Answering Your Mortgage Questions

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Your go-to mortgage advisor in Beverley is more than just a professional – they’re your partner in navigating the mortgage maze. Reach out to our team any day of the week, from early mornings to late evenings.

Mortgage Advice in Beverley for Complex Cases

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We’ve been in the mortgage game in Beverley since 2009, so we’ve seen it all. No situation is too tricky for us. Get in touch, even if you think your case is a bit complicated. Chances are, we’ve handled something similar before and know how to steer you right.

Whether you’re self-employed, run a business, work on a contract, or you’re in a trial period with a new job, getting a new mortgage is a breeze with our expert advisor in Beverley. The same goes if your credit history has a few bumps – we know the ropes and can give you advice tailored to your unique situation.

Bank versus a Mortgage Broker in Beverley

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Many people start their mortgage journey by talking to their bank. But it’s not always smooth sailing – from tough criteria to tricky affordability checks, it can be a bit of a overwhelming.

As a mortgage broker in Beverley, we’re keen to help. The earlier you take expert mortgage advice in Beverley, the better your chances when it’s time to seal the deal.

Searching Through 1000s of Mortgage Deals

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As your mortgage broker in Beverley, we’re on the hunt for the perfect residential and buy to let mortgage options.

Getting in touch with us prior to your property search gives us the lowdown on your budget, helping us prepare a mortgage agreement in principle document. Rest assured, Beverleymoneyman is your spot for clear, honest mortgage advice in Beverley, ready to chat seven days a week.

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We Search 1000s of Mortgage Deals in Beverley

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Common Mortgage Questions in Beverley

How long does the process in Beverley take?

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Embarking on your mortgage journey with us is a breeze. Our first consultation, a complimentary service, usually takes about 30 minutes. We’re seasoned mortgage brokers based in Beverley, and we take pride in our swift service.

Within 24 hours of a brief phone call to collect essential information, we can provide you with an agreement in principle. On average, formal mortgage offers are typically processed in about three to four weeks.

What documents will I need to provide for my mortgage in Beverley?

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For our employee friends, three recent payslips and your latest P60 are usually all we need to verify your income. If you’re self-employed in Beverley, the standard requirement includes the latest two years’ tax calculations and corresponding overviews.

In addition, we’ll ask for proof of identification (like a driving license or passport), proof of address (via utility bills, tax bills, or credit card statements), and a three-month bank statement. This statement not only shows the build-up of your deposit but also provides explanations for any significant credits.

I’m self employed in Beverley, can I get a mortgage?

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The positive news is that securing a mortgage while being self-employed in Beverley is entirely feasible. Typically, providing at least one year’s worth of accounts enhances your chances of mortgage approval.

The maximum mortgage amount is usually calculated by most lenders based on your salary and dividends, with some considering your net profit. The approach depends on the specific lender.

Can I get a mortgage in Beverley with previous credit problems?

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Here’s the encouraging news – while previous credit issues may pose some challenges, obtaining a mortgage is still very much within reach. In such cases, some lenders might request a slightly higher deposit, usually around 10-15%.

How much deposit do I need for a mortgage in Beverley?

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Typically, mainstream mortgage lenders ask for a minimum deposit of 5%. However, this percentage may be higher depending on your unique circumstances, especially if you have a history of previous credit issues.

Our team at Beverleymoneyman is here to guide you through these intricacies and make the mortgage process as smooth as possible.

Can I get a second mortgage in Beverley?

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The positive news is that managing two concurrent mortgages in Beverley is entirely plausible, given you possess the financial capacity to handle monthly repayments for both.

If your financial goals include endeavours such as debt consolidation or home improvements, considering a second mortgage on your property could be a viable option.

How long does an Agreement in Principle last?

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The validity period of an Agreement in Principle typically ranges from 30 to 90 days, with the exact duration determined by the lender. Should your Agreement in Principle expire, there’s no need for concern. A simple re-establishment of contact with your trusted mortgage advisor in Beverley allows for a seamless renewal.

When should I obtain an agreement in principle in Beverley?

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As devoted mortgage brokers in Beverley, we strongly advise securing an Agreement in Principle (AIP) as early as possible, ideally before embarking on property viewings. Having an AIP in hand during house viewings may present you with the potential advantage of negotiating prices.

How does the mortgage process work?

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Our mortgage process unfolds through several distinct stages. It begins with initial contact, where our reliable mortgage advisors in Beverley conduct a Fact Find to gain a comprehensive understanding of your unique mortgage situation.

Moving forward, your free mortgage consultation kicks off, during which your designated mortgage advisor initiates the search for mortgage deals tailored to your specific circumstances. Upon identifying an offer aligning with your preferences, we kickstart the mortgage application process.

Following this, a credit check is performed to secure an Agreement in Principle. You’ll be requested to provide supporting documents to fortify your mortgage application. Finally, your mortgage application is submitted, and we eagerly await the issuance of a formal mortgage offer.

How does the free initial mortgage consultation in Beverley work?

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Your inaugural free mortgage consultation with our dedicated mortgage advisor in Beverley typically spans around 30 minutes. Throughout this session, we delve into your mortgage requirements, gaining a deeper understanding of your needs.

Armed with a clearer picture of your personal and financial situation, we commence the search for mortgage deals perfectly aligned with your requirements.

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Beverleymoneyman.com & Beverleymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

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