Moving Home Mortgage Advice in Beverley
Whether you are looking at moving from outside of Beverley into a neighbouring city or live in an area more rural and live within close proximity of the city. we have a team of mortgage advisors who have a brilliant reputation for helping many customers fulfil their home moving and mortgage goals.
Below we have collated a list of the different moving home scenarios that we encountered when speaking to customers going through the moving home process.
How Much You Can Borrow & The Costs
It’s common for customers to contact us earlier on in their mortgage journey as a way to take advantage of our open & honest Mortgage Advice in Beverley.
It’s likely that these customers get in touch with our team usually is wanting to get a further understanding of an estimate of the amount they would be able to borrow. Along with this, they would want to know the interest rates for this and how much their monthly repayments might be.
Need an Agreement in Principle
When you have attended your free mortgage appointment, your designated mortgage advisor will have an idea of your financial situation and goals. From this, they will look through thousands of products in order to find you the perfect mortgage that lines up with your personal situation.
When you agree to continue with our mortgage recommendation, it’s then time to progress your mortgage and look at getting an agreement in principle sorted out for you. With your AIP by your side will show to a seller and a lender that you are in a serious position to proceed and can be helpful in the negotiating process when looking at properties in Beverley.
Your Offer on a New Home Has Been Accepted
In the case where you have already had an offer accepted on your potential new home, it’s now the job of your dedicated Mortgage Advisor in Beverley who will work hard to get your full mortgage application process started.
Our team go beyond the mortgage by providing you with information about the range of property surveys available as well as recommend a brilliant conveyancing solicitor for you to use.
Having Trouble with the Bank
In the case where you have approached a Bank or Building Society and they have not accepted your remortgage application, this could be down to various reasons.
You may have not met the lender’s strict credit scoring criteria or you may have not been eligible to borrow as much as they would like.
Please don’t lose hope! It’s still helpful to contact an open and honest Mortgage Broker in Beverley. They will be able to explore a range of specialist mortgage lenders along with unique deals.
Our team have access to a range of mortgage lenders on panel with many of them offering specialist products for niche situations, some benefitting applicants who maybe have a poor credit score. Our team have thorough and lengthy knowledge when it comes to mortgage lending criteria.
Get in Touch for Mortgage Advice in Beverley
Keep in mind that these are the most common we have encountered when speaking with customers who are looking at seeking mortgage advice for Moving Home in Beverley.
Therefore, you may not relate to any of the scenarios stated above, however, it’s still best to get in contact with one of our mortgage advisors today. With over a decade of mortgage experience under our belt, there is high chance we have worked with a customers in your situation before.
Looking to Move Home in Beverley? Our team may be able to help.
For those who are exploring their option of moving home in Beverley, our team of reputable Mortgage Advisors in Beverley are here to help! They will be with you throughout the process to provide a helping hand from the initial point of contact to obtaining the keys to your new home.
As a Mortgage Broker in Beverley, we have a hard working mortgage advice team who will work alongside the advisors to help them towards achieving the goals of getting onto the property ladder. It’s also rare for us to encounter a situation we haven’t come across before.
Here at Beverleymoneyman, all our customers are offered a free home movers review at the start of the process, with no obligation to proceed. Within this review, our team will look through your mortgage plans as well as determine whether or not you will manage to keep up your payments. Along with this, we will look at the amount you may be able to borrow as well as your monthly outgoings.
When our team have collated some initial information from you and has got an idea of what you are looking to achieve, your dedicated mortgage advisor will then go away and search through thousands of varying mortgage deals so they can find you the most appropriate one for your circumstance.
As soon as you feel happy with our recommendation, it’s then for our team to help you get a mortgage agreement in principle which is helpful when you are looking to back up any offer you make on a property.
If you have found your next home in Beverley and have had an offer accepted on the property, it’s then time for your mortgage advisor to process your full application on your behalf as well as providing you with the help and guidance you need all the way to the end of the process.
We strive in going above and beyond the mortgage, there’s a lot more to it than finding you the perfect mortgage. Our team can help arrange you a survey to be carried out on your potential new property as well as provide quotes from conveyancing solicitors.
Along with being provided with a mortgage recommendation, we will also recommend you the most suitable insurance to take so you are protected should an unfortunate event occur that could negatively impact your ability to pay your mortgage bills.
Our hard working and friendly team of mortgage advisors are available 7 days a week to provide support and answer any questions you may have towards achieving your moving home aims. We look forward for your call!