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Moving Home Mortgage Advice in Beverley

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7 days a week, 8am - 10pm

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Moving Home Mortgage Advice in Beverley

Planning your next home move? Let our expert mortgage advisors in Beverley help you navigate the home-buying process with ease.

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We take the stress away from moving home in Beverley

The moving home journey is known to be a stressful experience. For some, it may be one of the most intense processes they will go through in their life. You also have to factor in the mortgage aspects that come with moving home too!

Through a combination of your extensive experience and rich knowledge as a mortgage broker in Beverley, we understand the feeling. This is why we provide a helping hand throughout your time of Moving Home in Beverley.

When speaking to customers, we find that the part that makes the process stressful is the fact that you will be buying your new home at the same time of selling your old home. It’s also key these two processes are carried out simultaneously.

The big relief for you is that the paperwork and concurrent process are in the hands of your conveyancing solicitor. Nonetheless, at the time you will need to secure a purchase of a potential new home along with finding someone to buy your home.

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Moving Home Mortgage Advice in Beverley

Open & honest mortgage advice in Beverley

For those looking to explore their option when Moving Home in Beverley, we have an expert team who work hard in making the home purchasing and mortgage processes go as swiftly and smoothly as they possibly can.

At every step of the mortgage journey, our team will be there to answer any of your questions and keep you informed. Here at Beverleymoneyman, we have access to a large panel of lenders which means our team can search through thousands of mortgage deals so we can find you the most appropriate deal for your circumstances.

If you are looking to move home in Beverley with a mortgage, get in touch with your team today! All our customers both old and new are offered a free mortgage appointment with a knowledgeable mortgage advisor in Beverley. We look forward to helping you achieve your mortgage goals!

Can I port my mortgage when moving home in Beverley?

In certain instances, you might have the option to port your mortgage in Beverley. This entails carrying your existing mortgage product over to your new property. The feasibility of this process depends on your mortgage lender and the specific mortgage product you have.

If porting your mortgage is not an option, we can assist you in finding a new deal for your home. Leveraging our extensive network, we will sift through 1000’s of mortgage products to identify the optimal solution for your circumstances.

With access to both high street and specialist mortgage lenders, we can provide a range of expert mortgage advice in Beverley to find you a suitable product, tailored to diverse mortgage situations.

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FAQs for Home Movers in Beverley

What happens if I buy a house then want to move?

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If you decide to move after buying a house, you have a few options. You can sell your current property and use the proceeds to purchase a new one. Alternatively, you might consider renting out your existing property and purchasing a new one. Another option could be to port your mortgage, if your lender allows it, which means transferring your current mortgage to the new property.

Can I pay off my mortgage in Beverley early?

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Yes, many mortgages offer the flexibility to make early repayments or pay off the entire mortgage before the agreed term. However, it’s essential to check your mortgage terms, as some may have prepayment penalties or restrictions. If allowed, early repayment can save you interest costs in the long run.

Is the moving home mortgage process the same as the first time buyer process?

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While some aspects may be similar, the moving home mortgage process differs from the first time buyer process. If you’re already a homeowner, you’ll have equity from your existing property, which can impact the financing and mortgage options available to you. The process may involve selling your current property, paying off the existing mortgage, and securing a new mortgage for the next home. Working with a mortgage advisor in Beverley can help navigate these nuances.

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Our Simple Mortgage Process

Free 30-Minute Home Movers Reviews

Step 1

Throughout the appointment, a series of questions will delve into your personal and financial situation, aiming to gain a comprehensive understanding of your circumstances. This enables us to pinpoint the most suitable mortgage for you.

We Can Search 1000s of Mortgage Deals

Step 2

Our team will explore 1000's of mortgage deals from our panel, inclusive of both high street and specialist lenders. Our goal is to find a product that aligns with your requirements, streamlining the process and saving you valuable time.

Submit Your Mortgage Application

Step 3

As you progress in the process, you'll be introduced to a dedicated case manager. Their role is to assist you in preparing your entire mortgage application, ensuring it meets the highest standards. Once both parties are ready, we'll submit your application to the mortgage lender.

Protecting You and Your Mortgage

Step 4

Our commitment goes beyond securing the ideal mortgage. We take the time to discuss insurance products that can safeguard you and your loved ones. Importantly, there's no obligation to opt for any of these products; we provide information to support your decision-making.

Reasons to Choose Us

Free Mortgage Appointment

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For those who are exploring their option of moving home in Beverley, our team of reputable Mortgage Advisors in Beverley are here to help! They will be with you throughout the process to provide a helping hand from the initial point of contact to obtaining the keys to your new home.

Here at Beverleymoneyman, all our customers are offered a free home movers review at the start of the process, with no obligation to proceed. Within this review, our team will look through your mortgage plans as well as determine whether or not you will manage to keep up your payments. Along with this, we will look at the amount you may be able to borrow as well as your monthly outgoings.

1000s of Deals

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When our team have collated some initial information from you and has got an idea of what you are looking to achieve, your dedicated mortgage advisor will then go away and search through thousands of varying mortgage deals so they can find you the most appropriate one for your circumstance.

As soon as you feel happy with our recommendation, it’s then for our team to help you get a mortgage agreement in principle which is helpful when you are looking to back up any offer you make on a property.

If you have found your next home in Beverley and have had an offer accepted on the property, it’s then time for your mortgage advisor to process your full application on your behalf as well as providing you with the help and guidance you need all the way to the end of the process.

Our Service

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We strive in going above and beyond the mortgage, there’s a lot more to it than finding you the perfect mortgage. Our team can help arrange you a survey to be carried out on your potential new property as well as provide quotes from conveyancing solicitors.

Along with being provided with a mortgage recommendation, we will also recommend you the most suitable insurance to take so you are protected should an unfortunate event occur that could negatively impact your ability to pay your mortgage bills.

7 days a Week

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As a Mortgage Broker in Beverley, we have a hard working mortgage advice team who will work alongside the advisors to help them towards achieving the goals of getting onto the property ladder. It’s also rare for us to encounter a situation we haven’t come across before.

Our hard working and friendly team of mortgage advisors are available 7 days a week to provide support and answer any questions you may have towards achieving your moving home aims. We look forward for your call!

 

Malcolm and Amy Davidson - Mortgage Advice in Beverley

We Search 1000s of Moving Home Mortgages in Beverley

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Common Moving Home Mortgage Scenarios

How Much You Can Borrow & The Costs

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It’s common for customers to contact us earlier on in their mortgage journey as a way to take advantage of our open & honest Mortgage Advice in Beverley.

It’s likely that these customers get in touch with our team usually is wanting to get a further understanding of an estimate of the amount they would be able to borrow. Along with this, they would want to know the interest rates for this and how much their monthly repayments might be.

Need an Agreement in Principle

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When you have attended your free mortgage appointment, your designated mortgage advisor will have an idea of your financial situation and goals. From this, they will look through thousands of products in order to find you the perfect mortgage that lines up with your personal situation.

When you agree to continue with our mortgage recommendation, it’s then time to progress your mortgage and look at getting an agreement in principle sorted out for you. With your AIP by your side will show to a seller and a lender that you are in a serious position to proceed and can be helpful in the negotiating process when looking at properties in Beverley.

Your Offer on a New Home Has Been Accepted

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In the case where you have already had an offer accepted on your potential new home, it’s now the job of your dedicated Mortgage Advisor in Beverley who will work hard to get your full mortgage application process started.

Our team go beyond the mortgage by providing you with information about the range of property surveys available as well as recommend a brilliant conveyancing solicitor for you to use.

Having Trouble with the Bank

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In the case where you have approached a Bank or Building Society and they have not accepted your remortgage application, this could be down to various reasons.

You may have not met the lender’s strict credit scoring criteria or you may have not been eligible to borrow as much as they would like.

Please don’t lose hope! It’s still helpful to contact an open and honest Mortgage Broker in Beverley. They will be able to explore a range of specialist mortgage lenders along with unique deals.

Our team have access to a range of mortgage lenders on panel with many of them offering specialist products for niche situations, some benefitting applicants who maybe have a poor credit score. Our team have thorough and lengthy knowledge when it comes to mortgage lending criteria.

Get in Touch for Mortgage Advice in Beverley

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Keep in mind that these are the most common we have encountered when speaking with customers who are looking at seeking mortgage advice for Moving Home in Beverley.

Therefore, you may not relate to any of the scenarios stated above, however, it’s still best to get in contact with one of our mortgage advisors today. With over a decade of mortgage experience under our belt, there is high chance we have worked with a customers in your situation before.

Mortgage Guides

Beverleymoneyman.com & Beverleymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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