The whole home buying process can be unpredictable and daunting, especially when you are self employed. In Beverley, we are here to support you through your entire self employed mortgage process, taking all of the stress away.
When you are self employed, the mortgage application process is a little more complicated. For example, you will be required to provide additional pieces of evidence before you are accepted by the mortgage lender. This is the part where we come in! We can handle this side of the process for you, making sure that your application looks the best that it can do.
So, just how complicated can a self employed mortgage application get? The main difficulties lie within the evidence that you have to provide to prove your income and affordability. Key factors that lenders look at include:
If you have recently become self employed in Beverley, not meeting the criteria for these factors could have an income on the result of your application. Lenders typically require at least 2 years of accounts, therefore, so without this kind of history, having an application accepted could be a struggle.
As a mortgage broker in Beverley, we are often asked this question, and the answer is no!
Yes, the mortgage application process is slightly different and you require more pieces of evidence to support your income, however, the process of getting a mortgage is no different to a first time buyer or home mover.
Our job is to take care of the mortgage side of the process so that you can focus on moving into your new home. We want to take all of the stress away so that your self employed mortgage process in Beverley is simple and easy-going.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
4.98 Rating53 Reviews
Richard
We were helped through a tricky house purchase which made a difficult process possible. Thank you.
3 months ago
Jack
Couldn’t fault the process, everything was clear and no issues, used previously so will continue to and recommend in the future
5 months ago
Mrs Cheryl
Uk Moneyman was amazing in getting us through this process, specifically Dinah she gave us the best advice during a process we’ve never been through before, she went through every stage in great detail and was so quick in her responses I felt safe...
5 months ago
James
Very good communication, answered questions and avoided jargon. Helped us understand the process and what is involved to complete.
5 months ago
James
Very helpful the whole way through the process
5 months ago
Samantha
Jason and Mike were incredibly helpful and supportive. I have used Beverleymoneyman three times now, and each time they provide a professional and efficient service. This time my move is precipitated by divorce, which they handled in a senstive and...
5 months ago
Dr
Have used Beverleymoneyman several in the past and am never disappointed with their excellent service.
8 months ago
Annie
Excellent service
10 months ago
Hannah
I can't thank everyone enough for their help. They went above and beyond to make sure everything went smoothly - it would have been far more stressful had I not had their support. I'd recommend the company to anyone.
1 year ago
Anonymous
Yery good and professional.
1 year ago
Samuel
Helpful, responsive and friendly.
1 year ago
Sophie
Highly recommend! Chris talked me through everything and made sure I understood it all, great communication and a pleasure to deal with!
1 year ago
Kerry
Absolutely fantastic from start to finish, would highly recommend 😀 5*
1 year ago
Anonymous
My advisor Leo provided the personal tour ch through the whole process and his communication was very good, even texting me at weekends with any updates on my mortgage progress.
2 years ago
Anete
During mortgage application process my mortgage advisor and case handler was communicating with me very often which for me as a first time buyer was very important. Always open for questions and super flexible with first initial mortgage...
2 years ago
Anonymous
From start to finish perfect, friendly, professional and everything made clear and easy, Matt and Lizzi have been absolutely superb and ALMOST got use to my 'colourful language' Many thanks for all your help. Cheers 🍻
2 years ago
David
We use Beverleymoneyman - Mortgage Brokers for all our mortgage and insurance needs. They never fail to deliver and apply professionalism combined with insightful advice to obtain the best possible deal. Thanks to Leo and Jo for their help and...
2 years ago
Neil
This is the second time we have used Beverleymoneyman and we are not disappointed. Daniel talked us through the options we had and was really good at answering our questions. Jo ensured our application progressed and kept us informed at each...
2 years ago
Barbara
These people saved my life during the most stressful house purchase ever. All sorts of things happened and when most of the professionals involved were impossible to get hold of, everyone at UK Moneyman was just amazing, kind, thoughtful and...
2 years ago
Nicole
Could not recommend Matt and Megan enough! Being a first time buyer, I did not know what the buying process would entail. Thankfully, Matt and Megan explained everything as we went along. Matt went above and beyond to answer my calls when we...
3 years ago
During this appointment, your mortgage advisor in Beverley will look at your assessment to work out your maximum affordability and provide you with an agreement in principle.
Our team will look through 1000s of mortgage products to find the most suitable deal for your circumstances.
Once your purchase offer has been accepted, your mortgage advisor in Beverley will submit your full mortgage application and evidential documents to your lender.
Our service won’t just stop here. We will not only secure you the most suitable mortgage deal, we will also recommend relevant insurance to protect you.
We have made it easy for you to book your free initial mortgage appointment. Every customer can choose a date and time online or give our team a call to arrange a callback.
Head to our contact page or journey through our booking system to get your process started today.
We can search through 1000s of mortgage options for your unique self employed situation. On panel, we have access to both high street and specialist mortgage lenders, allowing us to find the perfect deal for you.
Speaking with a mortgage broker in Beverley can simplify your self employed mortgage journey. We aim to take all of the stress away from the process, allowing you to focus on the moving home part of the process.
The team at Beverleymoneyman are available 7 days a week to give you flexibility when booking your free initial mortgage appointment.
Our mortgage advisors in Beverley are here early in the morning, during the afternoon or later in the evening so that you can get in touch at a time that suits you!
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