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For certain homebuyers, acquiring the necessary minimum deposit can pose a challenge when venturing into property ownership. In support of these buyers, the various schemes designed to assist buyers in progressing up the property ladder. Each scheme is distinct, with specific requirements that must be met before accessing them.
These schemes cater to various needs and circumstances, providing continued assistance to individuals looking to buy a home in the area, our team will be more than happy to provide you with any mortgage advice in Beverley should you need it.
While the majority of home buying schemes are designed for first time buyers, several are accessible to both first time buyers and those looking to move homes.
The Shared Ownership Scheme is a prime example of an initiative aimed at making homeownership more affordable. Through this scheme, you can secure a mortgage for a percentage of the property, thereby reducing the minimum deposit requirement.
Newer initiatives, like the Lifetime ISA, streamline the process of saving for your mortgage. With this program, the government adds a 25% top-up to your savings every year, providing a significant boost as you work towards accumulating your deposit.
Some schemes may require you to speak with a mortgage advisors in Beverley who can provide valuable assistance in navigating these options.
Help to Buy was introduced in the 2010’s, off the back of the UK government’ previous FirstBuy Scheme. With a series of pre-existing and new schemes placed under that banner, it was designed to help first time buyers get onto the property ladder.
Over the years we have seen schemes under this banner disappear, whilst others have carried on without that branding. The most popular and well-known of these was the Help to Buy Equity Loan Scheme, which was closed to new applicants towards the end of 2022.
What this means is that first time buyers are no longer able to use a Help to Buy in Beverley or anywhere in the UK, though this doesn’t necessarily mean that support for home buyers has ended. There are still a variety of schemes that can help to buy in Beverley!
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Abdul khaliq Mayar
I would highly recommend UK Money Man, especially Matthew Collinson and Paula. They have done an amazing job for me from start to finish. My previous mortgage broker got my application declined through TMW, and I was very stressed and worried. When I came to UK Money Man, they completely changed the game for me. Matthew was always helpful, professional, and kept me updated at every stage — even on his day off. That level of service really meant a lot to me. Paula was also fantastic and worked hard on my application. Thanks to their hard work and support, my mortgage was approved. I truly appreciate everything they have done for me and my family. I would definitely recommend Matthew, Paula, and UK Money Man to anyone looking for a reliable and supportive mortgage broker.
11 May 2026
Flc
Amazing company! Used them many times since 2018 and always a high standard of service! Would definitely recommend!
5 May 2026
William Thompson
I would like to say Thankyou to Jonathan and Dan for giving me an easy experience in sorting out my equity release.They were polite,friendly and very professional in their duties,and they made everything as easy as possible for me
29 Apr 2026
Yasir Noori
The team at UK Moneyman, especially Stacey Waudby and Matt Collinson, were fantastic. They have been really helpful throughout the process and in keeping me in the loop, with any update regarding the application
16 Apr 2026
Book your free initial mortgage appointment and engage in a discussion about your mortgage options with one of our dedicated mortgage advisors in Beverley. We’ll guide you through the available schemes, assisting in identifying the most suitable one for your unique circumstances.
While you prepare your mortgage application, your advisor in Beverley will diligently search through a vast array of mortgage products on your behalf.
The next step involves preparing your mortgage application for submission to the lender. Throughout this process, we’ll keep you updated on the progress, ensuring transparency and clarity in every step.
Our services go beyond merely securing the right mortgage for you. We also provide guidance on insurance options, aiming to safeguard both you and your loved ones.
We provide a complimentary free initial mortgage appointment for all customers, offering a thorough review of your options and addressing any questions you may have about the schemes. Our assessment also includes an evaluation of your overall mortgage affordability, considering factors such as credit and current income to determine your borrowing capacity.
In our capacity as a mortgage broker in Beverley, we cater to individuals seeking diverse mortgage solutions, including those aligned with any mortgage schemes. From your initial contact with us, we guide you through the entire process, providing comprehensive support at every step.
Operating seven days a week, flexibility in our service. You can schedule your free initial mortgage appointment for the morning, afternoon, or evening—choose a time that suits you best! Our availability extends to weekends and bank holidays, ensuring you can reach us whenever you need assistance.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Beverleymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Beverleymoneyman 2009–2026
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Beverleymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Beverleymoneyman 2009–2026
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