Encountering last-minute rejections in the mortgage application process is a common concern for many customers.
As a mortgage broker in Beverley, we’ve observed that errors made by bank mortgage advisors can have detrimental effects, emphasizing the importance of understanding mortgage criteria before initiating the process.
Our mortgage advisors in Beverley are experts in navigating complex situations. Arrange a complimentary free mortgage appointment to discuss your situation and explore potential solutions. Give us a call, and we’ll be more than happy to help.
Obtaining a mortgage is usually uncomplicated for individuals with a good credit history and necessary documentation. However, certain circumstances may arise for some homebuyers that require the expertise of a Beverley mortgage broker.
Our dedicated team of mortgage advisors in Beverley invests time to understand your goals and strives to identify the most suitable mortgage deal tailored to your specific circumstances.
Collaborating with a diverse range of lenders offering specialist deals, our aim is to provide expert mortgage advice in Beverley and identify the most fitting mortgage deal for your current situation.
We go the extra mile, working diligently to meet your unique needs.
Bad credit for a mortgage refers to a situation where an individual has a low credit score or a history of financial issues, such as late payments, defaults, or bankruptcies. This can make it challenging to secure a mortgage from traditional lenders. However, specialist lenders may offer mortgage options tailored to individuals with bad credit.
Removing a County Court Judgment (CCJ) from your credit file can be challenging but is not impossible. If the CCJ was issued in error or has been settled, you can apply to the court for a Certificate of Satisfaction. This won’t remove the entry but will mark it as satisfied. If there are errors, you can dispute them with the credit reporting agencies. However, if the CCJ is accurate, it will stay on your credit file for six years.
Yes, if you have specific financial situations, such as bad credit or unique income sources, or if you’re looking for specialized mortgage products like self-employed mortgages or those for individuals with adverse credit, a specialist mortgage advisor in Beverley can provide valuable guidance. They have expertise in navigating complex scenarios and can help you find lenders and products tailored to your specific needs.
Our Customers Love Us
5.00 Rating44 Reviews
Hannah
I can't thank everyone enough for their help. They went above and beyond to make sure everything went smoothly - it would have been far more stressful had I not had their support. I'd recommend the company to anyone.
2 months ago
Anonymous
Yery good and professional.
4 months ago
Samuel
Helpful, responsive and friendly.
6 months ago
Sophie
Highly recommend! Chris talked me through everything and made sure I understood it all, great communication and a pleasure to deal with!
7 months ago
Kerry
Absolutely fantastic from start to finish, would highly recommend 😀 5*
10 months ago
Anonymous
My advisor Leo provided the personal tour ch through the whole process and his communication was very good, even texting me at weekends with any updates on my mortgage progress.
1 year ago
Anete
During mortgage application process my mortgage advisor and case handler was communicating with me very often which for me as a first time buyer was very important. Always open for questions and super flexible with first initial mortgage...
1 year ago
Anonymous
From start to finish perfect, friendly, professional and everything made clear and easy, Matt and Lizzi have been absolutely superb and ALMOST got use to my 'colourful language' Many thanks for all your help. Cheers 🍻
1 year ago
David
We use Beverleymoneyman - Mortgage Brokers for all our mortgage and insurance needs. They never fail to deliver and apply professionalism combined with insightful advice to obtain the best possible deal. Thanks to Leo and Jo for their help and...
1 year ago
Neil
This is the second time we have used Beverleymoneyman and we are not disappointed. Daniel talked us through the options we had and was really good at answering our questions. Jo ensured our application progressed and kept us informed at each...
1 year ago
Barbara
These people saved my life during the most stressful house purchase ever. All sorts of things happened and when most of the professionals involved were impossible to get hold of, everyone at UK Moneyman was just amazing, kind, thoughtful and...
1 year ago
Nicole
Could not recommend Matt and Megan enough! Being a first time buyer, I did not know what the buying process would entail. Thankfully, Matt and Megan explained everything as we went along. Matt went above and beyond to answer my calls when we...
2 years ago
Liam
Really good service and friendly too
2 years ago
Angela
Very pleased with the the service. Dan was very helpful and explained everything as the process went along in a clear way. All options were looked to see which would be the best option for myself. This made doing the product transfer hassle free.
2 years ago
Darren
Anna was brilliant from first contact to the end of the process was just a few days and I didn’t have any stress at all Will definitely recommend
2 years ago
Chris
Brilliant service from start to finish, we had no idea on the process and every little question has been answered along the way no matter how trivial. We can’t thank Malcolm, Joe and Lyndsey enough for their help throughout this process and for...
2 years ago
Oliver
Wayne and Meghan were great and everything was sorted without issue or effort. Great advice and got the product I needed. Great service.
2 years ago
James
I first used UK Moneyman when buying my house in 2017. I returned in 2021 for my remortgage. In both instances I found Malcolm and his team to offer excellent service, making the process clear and simple. He talked me through every step, and...
2 years ago
Gemma
Very helpful and professional
2 years ago
Laura
Very helpful. Reply to emails quickly and clearly. Would definitely recommend
2 years ago
During your free complimentary mortgage appointment with a mortgage broker in Beverley, we meticulously tailor your financial details to determine your maximum affordability.
We explore 1000's of deals to pinpoint the most suitable solution for you. After 24 hours from your initial appointment, we proceed to secure an agreement in principle, a valuable document supporting any purchase offers you choose to make.
Upon acceptance of a purchase offer, your dedicated mortgage advisor in Beverley advances to submit your complete mortgage application along with the necessary supporting documents.
Our commitment extends beyond securing the optimal deal. We provide guidance on insurance policies to ensure comprehensive financial protection for you and your family.
Reach out to us now and schedule your free mortgage appointment with a mortgage advisor in Beverley.
Our extensive panel of specialist deals allows us to accessa diverse range of mortgage options. Each lender comes with distinct criteria, and our aim is to unearth the most suitable deal tailored specifically to your needs.
Throughout your mortgage journey, you are our priority, with your best interests always at the forefront. Our dedicated mortgage advice team is committed to delivering transparent and honest guidance in Beverley, guiding you through every phase of the mortgage process.
Experience the advantages during your free initial mortgage appointment, available 7 days a week. This enables us to gain a comprehensive understanding of your situation and explore how we can assist you in achieving your mortgage objectives.
Property down valuation occurs when the assessed value of a property is lower than anticipated, potentially impacting the mortgage amount a lender is willing to provide.
Divorce & Separation Mortgage Advice involves providing specialist guidance to individuals navigating the complexities of property ownership and mortgages during divorce or separation.
Removing a person from a mortgage involves the process of amending the mortgage agreement to exclude one individual, often through refinancing or legal procedures.
Single Name Mortgages for Married Applicants refers to a mortgage taken in the name of one spouse, even if both are married. This approach is chosen for specific financial or legal reasons.
Shared Ownership is a property ownership arrangement where multiple parties, typically a housing association and the occupant, jointly own a home, allowing the occupant to buy a share and pay rent on the remaining portion.
Professional Mortgages cater specifically to individuals in certain professions, offering tailored mortgage products designed to accommodate the unique financial situations of professionals such as doctors, lawyers, or accountants.
Second Home Mortgages are loans taken to purchase a second property, often used for vacation homes or investment properties.
Holiday Home / Let Mortgages are mortgages designed for properties used as holiday homes or those intended for rental purposes.
New Build Mortgages are tailored financing solutions for individuals purchasing newly constructed properties, often offering incentives and unique terms.
Non-Standard Construction Property Mortgages are specialist loans for properties with unconventional construction materials or methods.
Multiple Applicant / House of Multiple Occupation Mortgages are financing options for properties where multiple individuals or families share living spaces, such as an HMO (House of Multiple Occupation).
Mortgages Past Retirement Date or Lifetime Mortgages are loans designed for older individuals, allowing them to borrow against the value of their home, often without regular repayments, with the loan repaid when the property is sold or upon the borrower’s death.
Offset Mortgages involve linking savings or current accounts to the mortgage, reducing interest payments by offsetting the account balances against the mortgage debt.
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