We have over 20 years of experience with buy to let mortgages, having helped many different types of landlords in the past. It is our job to stay up to date with the buy to let lending criteria and market/regulation changes so that we can recommend the most suitable buy to let product for you.
Whether you are looking at purchasing or remortgaging your buy to let in Beverley we are here to help you through every step of the way to find what’s best for you. We work closely with both new and existing landlords to help with your buy to let mortgage needs.
If you’re considering the purchase of a buy to let property through a limited company, especially a Special Purpose Vehicle (SPV), our team of buy to let mortgage advisors in Beverley are ready to discuss personalised options based on your specific circumstances.
Beyond standard residential buy to let mortgages in Beverley, we have the expertise to assist you with House of Multiple Occupancy (HMOs) and holiday lets, guiding you in these specialist areas.
If you have questions about exploring and comparing taxation benefits, it’s recommended to seek advice from a qualified tax expert before contacting a mortgage advisor in Beverley.
The required deposit for a buy to let mortgage can fluctuate, typically ranging from 20% to 40%. The standard minimum deposit for these mortgages is often established at 25% of the property’s value.
For an exact calculation of the amount you can borrow for your buy to let mortgage in Beverley, get in touch with our team. We offer mortgage advice in Beverley to help you determine an accurate figure and initiate your process.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
The required deposit for a buy to let mortgage in Beverley typically falls in the range of 20% to 40%, with the standard minimum deposit commonly set at 25% of the property’s value.
To obtain an accurate calculation tailored to your situation, it is advisable to contact our team for personalised mortgage advice in Beverley.
How much you borrow for a buy to let mortgage in Beverley depends on factors such as your income, credit history, the rental potential of the property, and the criteria set by the lender.
For an accurate evaluation of your unique situation and insights into the maximum borrowing capacity for your buy to let investment, it is crucial to engage the services of a mortgage broker in Beverley.
Acquiring a property through a limited company in Beverley presents a viable option for individuals seeking tax efficiency and asset protection.
The eligibility criteria and procedures can vary, highlighting the importance of seeking professional guidance from either a mortgage broker in Beverley or a financial advisor.
Our buy to let mortgage advisors in Beverley are well-equipped to offer comprehensive insights into the specific requirements, advantages, and implications associated with the process of purchasing a property through a limited company.
Our Customers Love Us
5.00 Rating44 Reviews
Hannah
I can't thank everyone enough for their help. They went above and beyond to make sure everything went smoothly - it would have been far more stressful had I not had their support. I'd recommend the company to anyone.
3 months ago
Anonymous
Yery good and professional.
4 months ago
Samuel
Helpful, responsive and friendly.
7 months ago
Sophie
Highly recommend! Chris talked me through everything and made sure I understood it all, great communication and a pleasure to deal with!
8 months ago
Kerry
Absolutely fantastic from start to finish, would highly recommend 😀 5*
11 months ago
Anonymous
My advisor Leo provided the personal tour ch through the whole process and his communication was very good, even texting me at weekends with any updates on my mortgage progress.
1 year ago
Anete
During mortgage application process my mortgage advisor and case handler was communicating with me very often which for me as a first time buyer was very important. Always open for questions and super flexible with first initial mortgage...
1 year ago
Anonymous
From start to finish perfect, friendly, professional and everything made clear and easy, Matt and Lizzi have been absolutely superb and ALMOST got use to my 'colourful language' Many thanks for all your help. Cheers 🍻
1 year ago
David
We use Beverleymoneyman - Mortgage Brokers for all our mortgage and insurance needs. They never fail to deliver and apply professionalism combined with insightful advice to obtain the best possible deal. Thanks to Leo and Jo for their help and...
1 year ago
Neil
This is the second time we have used Beverleymoneyman and we are not disappointed. Daniel talked us through the options we had and was really good at answering our questions. Jo ensured our application progressed and kept us informed at each...
1 year ago
Barbara
These people saved my life during the most stressful house purchase ever. All sorts of things happened and when most of the professionals involved were impossible to get hold of, everyone at UK Moneyman was just amazing, kind, thoughtful and...
1 year ago
Nicole
Could not recommend Matt and Megan enough! Being a first time buyer, I did not know what the buying process would entail. Thankfully, Matt and Megan explained everything as we went along. Matt went above and beyond to answer my calls when we...
2 years ago
Liam
Really good service and friendly too
2 years ago
Angela
Very pleased with the the service. Dan was very helpful and explained everything as the process went along in a clear way. All options were looked to see which would be the best option for myself. This made doing the product transfer hassle free.
2 years ago
Darren
Anna was brilliant from first contact to the end of the process was just a few days and I didn’t have any stress at all Will definitely recommend
2 years ago
Chris
Brilliant service from start to finish, we had no idea on the process and every little question has been answered along the way no matter how trivial. We can’t thank Malcolm, Joe and Lyndsey enough for their help throughout this process and for...
2 years ago
Oliver
Wayne and Meghan were great and everything was sorted without issue or effort. Great advice and got the product I needed. Great service.
2 years ago
James
I first used UK Moneyman when buying my house in 2017. I returned in 2021 for my remortgage. In both instances I found Malcolm and his team to offer excellent service, making the process clear and simple. He talked me through every step, and...
2 years ago
Gemma
Very helpful and professional
2 years ago
Laura
Very helpful. Reply to emails quickly and clearly. Would definitely recommend
2 years ago
Booking your free mortgage appointment allows you to speak with a buy to let mortgage advisor in Beverley.
They will not only be able to work out how much you can borrow, but also take a look at potential mortgage products you could access.
Your buy to let mortgage advisor in Beverley will search through 1000s of mortgage deals in order to find the most competitive rate for your buy to let.
This applies to both purchase and remortgage cases.
The application process will encompass crucial documentation, including proof of income and identification.
Following this, the lender will evaluate your anticipated rental income, ensuring your ability to manage monthly payments and cover additional expenses such as maintenance and repairs.
Once you have secured your property and have a mortgage product in place, it is important to explore your insurance options.
This measure safeguards both yourself and your mortgage, offering a crucial layer of protection in unforeseen circumstances.
We offer a free no-obligation mortgage appointment for all customers. Simply select a date and time that best suits you and your busy schedule.
During your free mortgage appointment, we will help you work out how much you can borrow, what sort of products you may be able to access and an estimation to your monthly mortgage repayments.
We can search through 1000s of buy to let mortgage products to find the most suitable deal for your circumstances.
Our job is to try and save you time and money.
We have been helping buy to let landlords for over 20 years now, we know exactly how to help you through your buy to let mortgage journey.
We always face complex situations every single day, there is rarely a situation that we haven’t come across before.
We are available 7 days a week; morning, afternoon and evening slots are available.
Our mortgage advisors in Beverley also work weekends to provide flexible mortgage appointments.
Experienced landlords with an established portfolio of buy to let properties frequently consider further investment prospects.
One viable option is to remortgage one of their existing properties, unlocking equity that can subsequently serve as the deposit for acquiring another buy to let property.
Depending on individual circumstances, we are well-equipped to offer assistance in navigating this process.
If you’re aiming to expand your buy to let portfolio through a Limited Company or Special Purpose Vehicle (SPV), it’s crucial to acknowledge that this is a specialised area not universally accepted by all lenders.
Nonetheless, by consulting with a dedicated mortgage advisor in Beverley, we can potentially identify a suitable lender to support your goals.
HMO mortgages apply to properties usually housing five or more individuals, and they are especially popular among landlords with student accommodations.
However, securing appropriate buy to let products for HMOs can be challenging, given that not all lenders provide such deals. If you are contemplating an HMO mortgage for your buy to let property, we suggest seeking guidance from a specialist mortgage advisor in Beverley for expert advice.
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