First Time Buyer Mortgages Beverley

We offer face to face mortgage advice in Beverley and surrounding areas.

First Time Buyer Mortgage Advice in Beverley

Local Based Mortgage Experts – Open & Honest Mortgage Advice Beverley – First Time Buyer Mortgages Beverley

Purchasing a property can be daunting, especially when you are doing it for the first time. But rest assured that we are here and ready to help to make the process as smooth and stress free as possible. We have many years experience in the market and really love working with first time buyers, helping them throughout the whole process.

With the market being highly competitive at the minute, first time buyers can feel under a lot of pressure to secure a property with an estate agent. With our experience this is where we can help, we can act very fast and even put an offer in on your behalf.

If you feel you have a complex situation or have been turned down by your bank, please give us a try, we have probably come across your situation before.

We Are Not Tied To Any Estate Agents

With a lot of mortgage brokers you will find that they are tied to estate agents, NOT US! We work ONLY FOR YOU and have your interest at heart!

How Much Deposit Will I Need?

To apply for a mortgage you will need a minimum 5% deposit, if you don’t quite have this saved it can be a gifted deposit from a family member or friend. I’m sure you will have seen the ‘Bank Of Mum and Dad’ in the news recently and this is becoming a very popular way for first time buyers to get on to the property ladder.

Book Your FREE Mortgage Consultation Today

As part of your free mortgage consultation we will look at:

  • Calculate your monthly budget based on your property price.
  • We will produce a Mortgage Agreement In Principle so you are able to qualify your offer with any estate agent
  • Explain to you the different types of property surveys available
  • Recommend a local, competitively priced conveyancing solicitor with high service standards (if required)
  • Answer any questions you may have and put your mind at rest!


What is a Mortgage Agreement In Principle?

A Mortgage Agreement In Principle (AIP) is a document to prove you have a mortgage in place. This shows to an Estate Agent that you have passed the lenders credit score and are credit worthy. However, this is not a guarantee that you will definitely get a mortgage as a full application this will require further background checks.

We can usually get you an agreement in principle within 24 hours if needed.

When making an offer on a property most estate agents will undertake due diligence and ask you to produce evidence that you have the funds available, you do not need to go in to the estate agents office to have your offer qualified, a copy of your AIP is sufficient.


Help To Buy Mortgage Advice Beverley

If you are looking at purchasing using the governments ‘Help to Buy Scheme’ we have lots of experience with this and can help you understand how the scheme works. Since the introduction of Help to Buy in 2013 there has been an increasing number of first time buyers getting on the property ladder.

Right To Buy Mortgage Advice Beverley

The Right to Buy gives eligible people who live in council properties in England the right to buy their home at a discount. The scheme is open to people who are secure tenants of a local council and who have spent the last 3 years as a public sector tenant. If you are thinking about purchasing your council property then please contact us and we can help you obtain your mortgage.

Having Mortgage Problems?

If you are having problems obtaining a mortgage and have been unsuccessful through your bank, this can be down to many reasons, below are just a few…

  • You are Self Employed
  • The bank won’t lend enough
  • You have failed the banks credit score

We may be able to help! We have noticed that our clients life’s are becoming more and more complicated and the high street banks are more than likely not able to accommodate this and provide mortgage advice for these specialist, more complex situations.

For First Time Buyer Mortgage Advice in Beverley and To Book Your FREE Initial Consultation Contact us Today

Money Man mascot Our popular enquiries...

Open & Honest Mortgage Advice in Beverley & Beverleymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

The Financial Conduct Authority does not regulate most buy to let mortgages.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We normally charge a fee for mortgage advice; however, this will be dependent on your circumstances, our typical fee is £599.

Your Rights | Privacy Statement